Every screen. Every feature.

How it works

• 1Divides what you can realise — cash, then investments net of estimated tax — by your measured monthly burn.
• 2Every input carries its own provenance, so the line beneath reads 'cash: measured · burn: your estimate' and you always know which is which.
• 3Zero or unknown burn produces NO number and a reason, never a reassuring 'infinite'.

How it works

• 1Aggregates all member holdings and cash into a single portfolio-level view.
• 2Values everything in your base currency for consistent, comparable totals.
• 3Surfaces allocation bars, 52-week indicators, and day-change so you can review in seconds.

How it works

• 1Compares your tracked cash and holdings against the figures on your actual statement.
• 2Proposes one identifiable cause at a time, with the adjustment it would make, for you to accept or reject.
• 3Stamps the date of the last successful check so every page can show how recently the numbers were proven.

How it works

• 1Displays member-specific holdings, positions, and trade history in one view.
• 2Color-codes each member for instant visual identification across the app.
• 3Rolls up cleanly into portfolio totals while retaining individual attribution.

How it works

• 1Track multiple cash accounts per member in different currencies; new entries default to each account's own currency, and transfers into Portfolio Cash land instantly.
• 2Reconcile your tracked Portfolio Cash to your actual broker balance in one step — per member or across the whole portfolio.
• 3Small differences, like FX-conversion fees, are recorded transparently as labelled adjustments that correct cash and net worth only — never your contributions, income, or returns.
• 4A dashboard “looks off?” check compares each member to your broker, so you can fix the one that's out in a click.

How it works

• 1Presents Net Assets and Net Income in a legible year-by-year format.
• 2Computes Modified Dietz and XIRR alongside simple returns, so cash flows are treated honestly.
• 3Supports EOFY snapshot finalisation for clean, unambiguous year-end records.

How it works

• 1Records full dividend history with dates, amounts, and reinvestment status.
• 2Calculates running yield and projects forward income with monthly breakdowns.
• 3Displays a calendar view of upcoming payments with ex-dates so you can plan cash flow.

How it works

• 1Generate comprehensive PDF and Excel reports with professional formatting.
• 2Choose from Full Portfolio, Single Member, or Family Overview scopes.
• 3Includes cover page, TOC, executive summary, and 14+ detailed section breakdowns.

How it works

• 1Applies real historical return paths from four major crises to your current holdings.
• 2Measures peak-to-trough drawdown, recovery time, and per-sleeve contribution to the fall.
• 3Translates the result into a plain-English read of what it would have meant for you.

How it works

• 1Recomputes what each past sell decision actually cost or saved in hindsight.
• 2Builds a “Buy-and-Hold You” twin as a benchmark for your real choices.
• 3Scores regret and relief and totals the cumulative impact of selling.

How it works

• 1Leads with combined net worth and a 12-month trend from your own snapshots.
• 2Turns the month into a three-part Money Story — earns, spends, keeps — with opportunities ranked by dollar impact.
• 3Adds a financial-wellness score and this month's cash-flow trend beneath.

How it works

• 1Import a bank-statement CSV in one click; lines are categorised automatically.
• 2Each transaction auto-links to the matching bill, debt, or income template.
• 3Duplicate detection makes re-importing safe, and the engine learns your patterns.

How it works

• 1Plots assets, liabilities, and net worth as an interactive timeline you can scrub through.
• 2Captures snapshots automatically so the long-term trend builds itself with no manual entry.
• 3Highlights milestones, growth percentages, and inflection points across selectable time ranges.

How it works

• 1Runs thousands of simulated market futures from your starting position.
• 2Calculates the probability of reaching your target by your chosen date.
• 3Suggests the monthly contribution that would lift your odds of success.

How it works

• 1Adjust parameter sliders for returns, contributions, and withdrawals.
• 2See real-time outcome calculations as you change assumptions.
• 3Compare multiple scenarios side by side to inform decisions.

How it works

• 1Models selling a chosen quantity against your real open lots for that member and instrument.
• 2Shows FIFO beside a min-tax ordering so the cost of the order you will actually use is visible.
• 3Every tax figure is an estimate under your configured jurisdiction and the member's own profile — labelled as such, never as advice.

How it works

• 1A banner appears the moment a split is detected — with the ratio and date prefilled, and "confirmed from market data" when it is.
• 2Review the exact before and after (shares, average cost, total invested), then apply in one click — an automatic backup is taken first.
• 3Change your mind? Undo restores every original number exactly. Old broker statements stay safe to re-import, too.

How it works

• 1Shows the age of every price and each FX rate's value, age, and origin — live spot or end-of-day.
• 2Surfaces coverage gaps: tracked-but-empty instruments and members with no recorded activity.
• 3Reports backup recency and database stats — read entirely from the local database, no network calls.

How it works

• 1Logs each outbound request the app makes, with its purpose, locally.
• 2Names anything it cannot fully audit instead of presenting an incomplete list as complete.
• 3Nothing here is uploaded — the receipt itself never leaves your machine.

How it works

• 1Toggle the theme in one click, no restart — you stay on the page you were on.
• 2Or pick Match Windows and the app follows your system light/dark setting, including when Windows changes it.
• 3Title bars and the app's dialogs follow the theme, so there are no jarring white flashes.
• 4Both themes are tuned for long sessions: legible charts, calm contrast, consistent accents.

How it works

• 1Ctrl+K opens the command palette from anywhere in the app.
• 2Type a few letters to jump to any page or run any action.
• 3Shortcuts are discoverable in-app, so the keyboard layer teaches itself.