Every page free
Your whole household, on one PC.
Budgets, bills, debts, goals and net worth for everyone, from the statements your bank already gives you.
Microsoft Store · Windows 10 (2004+) or 11 · 64-bit
Made for Windows PCs, from the Microsoft Store. Send this page to your computer.
Statements
Your statements do the typing.
CSV, OFX, QFX or QIF, categorised, duplicates skipped.
Statement files: .csv.ofx.qfx.qif
Fictional demo household, real market prices. Bank, card and store names are sample labels; no affiliation implied.
Spending
See where it all went.
Money Flow, Insights, Budgets and Savings Goals, on one page.
Bills
See a short month before it arrives.
Bills and income projected from your real balance.
Debts
Every debt, and the day it clears.
Payoff dates, extra payments, Pay down or invest?
For this 3.25% mortgage, the app's own dialog reads the same: 3.25%, 3.82% and 4.28% before tax.
Pay down or invest
Live in your browserTax country
An investment would need to earn 3.25% to 4.28% a year before tax to beat paying this down.
If you never sell
Nothing is taxed until you sell, so the hurdle is the rate itself.
3.25% a year before tax
If you sell after 12 months
Long-term capital gains at 15%.
3.82% a year before tax
If you sell sooner, or it arrives as income
Short-term gains and income at your 24% marginal rate.
4.28% a year before tax
An example, not advice. Tax treatment is an estimate; interest you deduct is not modelled.
Runway
How long would the money last?
Measured from your records, if every income stopped tomorrow.
Net worth
Your net worth, over time.
Everything you own and owe, stacked, with milestones.
And the rest.
- Review Queue and rulesAnything unsure waits for you; save a category as a rule.
- Income and ExpensesEach bill and income beside what your statements show.
- SubscriptionsWhat was really charged, and any change in price.
- Asset TrackerA home or a car, its running costs and your equity.
- Household reportsNet worth, debts, assets and cash flow, as PDF or Excel.
Import one statement tonight. See last month as it really happened.
Microsoft Store · Windows 10 (2004+) or 11 · 64-bit